Francisco Ruiz
Chief Financial Officer
With more than 30 years of banking experience, Mr. Ruiz spent most of his acreer as an executive of Banespa. His high-ranking with the bank granted him important international positions. In 1994, he was assigned to the Miami Beach branch as General Manager, where he managed assets over $320 million dollars. He later joined Flick Mortgage Investors, Inc. as Senior Vice President, originating commercial and residential mortgages for high-net-worth clients. In 2001 his expertise in these mortgages and Real -Estate structured deals, drew him to Venture International Mortgages, and in 2002 he co-founded JCR Investments, a company specialized in the foreclosure market. Since June, 2004, Mr. Ruiz has been investing and participating in comercial developments as well as setting up groups of investors interested in this market. Mr. Ruiz’s educational background includes a Degree in Business Administration in addition to several post-graduate Certifications of Study in the area of Economy, International Trade and Financial Administration from Brazilian universities as well as several seminars attended in the United States, particulary a business course at tghe Colorado University’s School for International Banking, in Boulder.